Wealth Platform Login

Johnathan Ritchie

Advising Partner

I’m a firm believer in the power of financial advice and I’ve seen first-hand how it can transform lives for the better. With 25 years of experience in the financial services industry starting out in retail banking, I’ve helped many retail clients reach their financial goals over the years. That’s why I’m passionate about helping more people benefit – whether that’s through achieving your ideal retirement, crafting a solid inheritance plan, making your money work harder, and much more.

Everyone’s goals are unique. What you hope to accomplish is likely to be different from the next person – there’s no one-size-fits all. That’s why I’ll spend time getting to know you; your hopes, needs, wants, concerns, and anything else that’s on your mind.

 

My approach to creating your financial plan

Money’s important in life – making smart decisions with your money is arguably even more important. Trouble is, I understand how complex and overwhelming the financial world can feel. From types of investments, to tax allowances, to pensions and ISAs, there’s a lot to wrap your head around. That’s why I take pride in keeping things down to earth, and easy to understand. I’ll be by your side every step of the way, helping you navigate life’s biggest milestones and challenges. Even if you’re already pretty experienced with money, you could still benefit from expert help.

 

I believe in making advice simple

A big part of my job is illustrating how actions you take now could impact your life many years from now. Through modelling tools I can help you visualise best and worst case scenarios. That way, we can work together to plan for different outcomes – enabling you take the most appropriate steps, at the right time. This can be difficult to do yourself, so having an expert by your side can pay off.

 

Let’s chat

When it comes to your future, you don’t have to go it alone. Get in touch to find out more about how I could help you – I’d love to hear about your aspirations. Having a chat is a great way of sussing out whether or not advice is right for you.

Areas of expertise

Creating a comprehensive estate plan to deal with your assets and provide for your loved ones after your death is a critical task that you should ensure you undertake. Preventing your assets from ending up with unintended beneficiaries, protecting your family and children, stopping heirs overpaying taxes and eliminating potential family disagreements on death are clearly very important. Therefore, careful planning well in advance should be considered to ensure that potential oversights are not made, and I am able to assist you with this. If you want your assets and your loved ones protected when you no longer can do it, you will need an estate plan.
Creating and maintaining the right investment strategy plays a vital role in securing your financial future. Whether you are looking to invest for income or growth, improve the return on your savings, growing the value of your money for a specific purpose, or putting money aside for a rainy day. I am able to offer you a range of solutions, combining our selection of funds, with our product wrappers, support and service.
Most people just don’t save enough to achieve the level of retirement income that they need. Pensions can be seen as long-term investments, so it is important to decide how best to maximise your income in retirement, or where to invest a lump sum. I can help you decide how much extra money you need to save, and where to invest it and the various options you have available.
Protecting your income should be taken very seriously, given the limited government support available. I can help you arrange the right solution to meet your overall protection and financial planning strategy, to help protect you, your family and your lifestyle.
Picture of Johnathan Ritchie
  • 7 Nuneaton Lane, Higham on the Hill, Nuneaton
TOMD SERVER